Metrics — how we measure a deal

Every deal we publish is described by a small set of numbers. This page explains each one.

BMV % (Below Market Value)

The percentage discount the asking price represents against the median sold price for that postcode sector, sourced from the UK Land Registry's monthly price-paid data. A BMV of 28% means the asking price is 28% below the median comparable sold price.

Score

A 0–10 composite of: BMV depth, distress-signal strength, best-strategy ROI, and saturation risk. Anything 9.0 or above is a deal we would ring a friend about; 8.0 is solid; below 7.5 we typically do not publish.

Best ROI

The return on cash invested under the most viable exit strategy for that property. ROI is computed on the full cash invested (deposit + acquisition costs + refurbishment) and is reported either as a one-year cash-on-cash figure (for BTL/HMO/SA) or as a profit-on-cost figure (for Flip).

GDV — Gross Development Value

The estimated value of the property after refurbishment. Used for BRRR refinancing assumptions and flip exit values. GDV is supported by sold-comparables in the pack.

Money Left In

The capital that remains tied up in the deal after a BRRR refinance. The objective in a BRRR is to leave as little as possible — often £0–£20,000 — so capital can be redeployed.

Yield

For long-let strategies. Gross yield is annual rent divided by purchase price. Net yield deducts ground rent, management, insurance, maintenance, and voids.

Monthly Cash Flow

Net monthly income after mortgage interest, management, voids, maintenance, insurance, and any service charges. The figure shown on a deal pack assumes the strategy's mortgage product, our assumed interest rate (dated in the pack), and typical management cost.

Refurb estimate

Our estimated cost to bring the property to the standard required for the assumed strategy. Built up from a per-square-foot rate by region, then refined by line-item costs for the specific scope of works.

Cap remaining

The number of pack unlocks still available for this deal at our chosen cap. A small remaining number is a real signal: it means a small market of paying investors will receive the same property information.